Affordable Homes

Section 811 housing is a U.S. Department of Housing and Urban Development (HUD) program that provides supportive housing for low-income individuals with disabilities.

The purpose of Section 811 apartments is to allow adults with disabilities to live independently. The HUD provides funding to offer many housing opportunities and access to appropriate services individuals may need. If you are in need of housing assistance, it is essential to know if you are eligible for Section 811. Also, you should be aware of the support the program offers and how it can benefit you. For example, Section 811 housing works to provide tenants with housing considerations they need in order to feel comfortable living independently. Learn how Section 811 housing can help you and your family and find out whether you are eligible to be a part of the program. 

What is Section 811 housing?

The Section 811 housing program gives low-income adults with disabilities the opportunity to live on their own. The program provides supportive housing and affordable apartment communities. The program is similar to Section 8 in that families pay 30 percent of their net income or 10 percent of their monthly income. The HUD provides financial assistance to help families pay the rest of their monthly rent bill.

Also, disability housing offers supportive service, so you can live independently in your community. For example, if you have a physical disability, 811 housing will work to accommodate your special needs. You will receive supportive services to help make it easier for you to complete activities you may struggle with.  

Are you eligible for Section 811?

Section 811 apartments are not available for everyone. There are several requirements you must meet in order to have your Section 811 application approved, making requirements for the program more stringent than the eligibility requirements for Section 8. To be eligible to sign up for HUD housing, you must:

  • Be 18 years of age or older.
  • Have a physical, mental or emotional impairment, and:
    • The impairment must affect your ability to live independently. 
    • The impairment must be able to improve with suitable housing conditions.
    • The impairment must be long term.
  • Have a chronic mental illness, physical or developmental disability, and the condition:
    • Must be attributable to mental and/or physical impairment.
    • Must result in substantial functional limitations.
    • Must result in a permanent disability.

If you do not have a serious long-term disability, you will not be able to receive this type of housing assistance, but you may still be able to receive help through Section 8 housing. Additionally, your health issue has to affect your ability to live independently. Finally, your capability to live on your own needs to be able to improve with housing modifications and accommodations Section 811 housing provides.  

Only families, married couples without children and single individuals are eligible to apply for Section 811. There must be an individual in the family who has a disability and is 18 years of age or older. For example, many application denials occur when a family applies for 811 housing because their child has a disability, but the child is younger than 18 years of age. 

In addition, there are certain income requirements families must meet in order to be eligible for the Section 811 housing program. For instance, households must make less than 50 percent of the median income in the area that they are applying to. However, for projects funded with Project Rental Assistance, prospective recipients must have an income of less than one-third of the median income in the area. 

The majority of Section 811 applications require applicants to include their housing history. Individuals evicted from an HUD 811 program in the last five years are not eligible for housing assistance. Also, if you have a criminal history, you still have the ability to apply for disability housing. However, it may be more difficult for you to enter the program. 

Useful Resources to Find Low-Income Housing

What supportive services does Section 811 offer?

The goal of Section 811 is to help individuals with disabilities live on their own. While the program does provide housing, which is a necessity for everyone, housing alone cannot provide a stable living environment for adults with disabilities. Therefore, supportive services are essential to help those who need it. The services the program offers for individuals include:

  • Case management.
  • Housekeeping.
  • Supervision.
  • Training in life skills.
  • Counseling.
  • Personal assistance.
  • Transportation.
  • Meals.
  • Recreational activities.

You will receive the services that are essential to helping you live independently. For instance, if you have physical disabilities, you may get housekeeping and personal care assistance. However, other applicants with mental disabilities may receive case management and life training services to help them live on their own. 

Other Resources to Aid the Disabled

How to Apply for Section 811 Housing

To apply for HUD Section 811, you will first need to find the location you want to live in. It is important to make sure the area you find is part of the Section 811 housing program. Also, there is HUD-approved housing counseling if you need assistance in finding an approved area.

Once you find a place that is part of 811 housing, you need to contact the manager of the townhouse, apartment or single-family home. Let him or her know that you are interested in living in the unit, and request for a disability housing application. Then, the landlord will provide you with details on how he or she wants you to complete the application. 

In addition, you may seek assistance from the property manager, a family member or a caseworker if you need help completing the application. You are not expected to complete the Section 811 application on your own if you are unable to do so. Also, the landlord will let you know what documents you will need when completing the application. 

The apartment manager uses the information you provided on the application to determine if you qualify to live in the housing development. He or she will make sure you need help to live independently and your family’s income meets Section 811 standards. 

Finally, if the landlord approves your application, you will either be able to move into the apartment or placed on a waiting list that may be similar to Section 8 waiting lists. Once there is an opening and your name is next on the list, the landlord will contact you.

Source: https://www.centralbank.net/siteassets/learning-center/articles/infographic-how-to-earn-a-side-income?v=1D4BFF9B11FCC00